Author: Vikas Sharma

Why UNUM Terminated a Decade-Long Disability Claim and Why Your Case is at Risk

A landmark court ruling confirms the danger: insurance companies like UNUM are aggressively using social media, travel photos, and “objective” test results to terminate benefits, even after years of payment. Attorney Jonathan M. Feigenbaum reveals the playbook. For over a decade, Yvette Eggleston received Long Term Disability (LTD) benefits from UNUM for chronic, debilitating pain. […]

Fighting Denied Long-Term Disability Claims in New York with Attorney Jonathan M. Feigenbaum

Professionals in New York often dedicate substantial effort to building successful careers and securing financial stability through robust long-term disability insurance plans. However, when an illness or injury occurs, the expectation of a reliable safety net can abruptly dissolve due to an unjust denial of benefits. Fortunately, Attorney Jonathan M. Feigenbaum specializes in fighting these […]

The Fundamental Distinction: ADLs as Benefit Triggers, IADLs as Early Indicators

At the heart of long-term care insurance policies lies a fundamental distinction concerning benefit triggers. According to the sources, ADLs are the key to determining whether a long-term care insurance policy will pay benefits. Generally, an individual must demonstrate a need for assistance with at least two ADLs to trigger policy benefits. ADLs typically encompass […]

What Documents Do I Need to File a Long-Term Care Claim?

Once it has been decided that you or a loved one are eligible for long-term care benefits, you need to fill out and file a claim packet containing several necessary documents. These documents need to be filed for the insurance company to review, in order to be properly considered, and hopefully approved, for long-term care […]