Experienced Handling of Complex ClaimsAfter an AD&D claim is denied, you have a right to an appeal and, if your appeal is denied, you can sue the insurer. Massachusetts accidental death claims attorney Jonathan M. Feigenbaum has extensive experience successfully representing clients in litigation involving accidental death and dismemberment insurance claims that have been denied. Common claim denials involve:
- Alcohol exclusions.
- Drug exclusions.
- Single-car accidents.
- Pre-existing illness or disease exclusions.
- Private aircraft exclusions.
- War exclusions.
How We HelpWe begin with an evaluation of your claim. When you come to our offices for the first time, be sure to bring all the paperwork you have in connection with the claim. These papers could include: your policy or summary plan description; the denial letter and any other correspondence you have received from the insurance company; any documentation you have sent to the insurance company; and any other documents you have about the circumstances of your loved one’s death or your accident. We will review your insurance policy, your denial letter, and documentation to identify and prepare to respond to the reasons why the insurer denied your claim. If you have a good claim and agree to have us represent you we will:
- Gather any additional evidence that could support your claim such as police reports, EMS reports, witness statements, death certificate, autopsy reports, and medical records.
- Consult with experts (e.g., doctors and accident reconstructionists) as appropriate.
- Research applicable law.
- Prepare your appeal, including all evidence and legal arguments that should be submitted with it.
- File and pursue a lawsuit if your appeal is denied and a lawsuit is appropriate.