READY TO TALK?
Exhausted Dealing with an Insurance Disability, Life, Health or Long Term Care Claim? Just Need More Info to Navigate the World of Insurance Benefits?
IN ONE CALL RECEIVE
Complimentary Legal Advice to Secure the Benefits You Deserve. Learn Insider Strategies for Dealing with your Insurance Co.
Jonathan M. Feigenbaum Esquire
READY TO
TALK?
Exhausted Dealing with an Insurance Disability, Life, Health or Long Term Care Claim? Just Need More Info to Navigate the World of Insurance Benefits?
IN ONE CALL RECEIVE
Complimentary Legal Advice to Secure the Benefits You Deserve. Learn Insider Strategies for Dealing with your Insurance Co.
READY TO TALK?
Exhausted Dealing with an Insurance Disability, Life, Health or Long Term Care Claim? Just Need More Info to Navigate the World of Insurance Benefits?
IN ONE CALL RECEIVE
Complimentary Legal Advice to Secure the Benefits You Deserve. Learn Insider Strategies for Dealing with your Insurance Co.
Tips to get your life insurance claim paid when an insurance company unfairly denies your claim – Jonathan M. Feigenbaum, Esquire. WATCH THE VIDEO FOR DETAILS.
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Erisa Lawyers | Boston Disability Attorneys
Respected ERISA Lawyer Knows How to Win…
Do you need help obtaining insurance or employee benefits, such as short or long term disability, health care, life insurance, or accidental death benefits? ERISA lawyer Jonathan M. Feigenbaum, Esquire, would like the opportunity to assist you.
You were promised these benefits and you counted on that promise. You may have paid a hefty premium to make sure they were available when you needed them. Now that day has come, and you find your benefits delayed or denied.
When you are coping with illness, disability, or death of a loved one, battling an insurance company is a draining and unwanted distraction. Let a trusted ERISA lawyer shoulder the burden. Attorney Jonathan M. Feigenbaum, Esquire, has spent more than 20 years helping clients get the benefits they need and are entitled to.
Helping Clients Secure Long Term Disability Benefits
Mr. Feigenbaum concentrates in ERISA law. ERISA (the Employee Retirement Income and Security Act) is the federal law that governs most private sector employer provided benefits. As a Boston disability attorney, Mr. Feigenbaum has helped many clients file successful ERISA long term disability insurance claims. He can help you secure benefits under your non-ERISA individual long term disability insurance policy. Jonathan M. Feigenbaum, Esquire, has represented individuals in claims with all of the major long term disability insurance companies, including: Unum Group; Paul Revere; Provident; Colonial; New York Life; Hartford; Metlife; Standard Insurance; Cigna; Life Insurance Company of North America; Lincoln Financial; Jefferson Pilot; Reliance Standard; Aetna; Assurant; Chartis; National Union Fire Insurance Company of Pittsburgh; Northwestern; Fortis; Guardian; Berkshire; Cuna Mutual; Genworth; Prudential; Liberty; Sun Life; Monarch; Mutual of Omaha; MassMutual; Disability Management Services; Equitable; Massachusetts Casualty; Centre Life Insurance; Zurich; Trustmark; US Life; Reassure America; Principal; State Farm; Swiss Re; Great West and others.
QUESTIONS ABOUT YOUR INSURANCE DISABILITY, LIFE, HEALTH OR LONG TERM CARE CLAIM? JUST ASK US!
Questions About Your Insurance Claim? Just Ask Us!
LTD usually means Long Term Disability benefits provided by a public sector or private sector employer. Some employers pay the benefits out of their general assets, but more payments are made by an insurance company. Typically LTD benefits replace a portion of your income if you become disabled for a least 13 weeks or 26 weeks depending on your company plan. Many plans pay 60% of your pre-disability earnings. Generally to qualify you are unable to do the material and substantial duties of your occupation due to injury or illness. Public sector employees are lucky, they are exempt from ERISA.
Depends on the terms of your employer’s plan.
Generally, Yes. The trade-off is that you are not covered for an accident or sickness that arises from a pre-existing condition for at least the first year. Sometimes the pre-existing condition look back period is even longer.
You can continue to receive your LTD benefits for as long as your plan considers you disabled, or until you have reached your maximum period of payment, whichever comes first. Many plans provide coverage until your normal social security retirement age or age 65.
FAQ
Has Your Insurance Company Denied Your Disability Claim?
Whether an insurance company, employer, union or other ERISA governed plan has denied your insurance claim, we can help.
To talk with a lawyer you can trust about your insurance or employee benefits claim or pursuing litigation in court, contact Jonathan M. Feigenbaum, Esquire, online by clicking below. Or telephone him at 617-409-0539 or toll-free at 866-876-4856.
