What Happens If My Long-Term Care Insurance Policy Premiums Keep Increasing and I Can’t Afford to Pay Them?
If you are faced with an egregious increase in your premium you may have legal recourse by: Contacting state insurance regulators or Voicing concern at public meetings to consider rate...Read More >>
What Happens If I Don’t Pay My Long Term Care Insurance Premium and My Policy Lapses?
This following is a general statement of what happens often but is not a guarantee of an outcome. Whether you can ultimately reinstate your Long Term Care Insurance Policy (“Policy”)...Read More >>
What Happens If I Have a Long-Term Disability Policy and I Can’t Pay the Premium?
If you become disabled due to an illness or injury for which qualifies you to receive long-term disability payment, usually you no longer need to pay premiums. Most policies contain...Read More >>
What Happens If the Life Insurance Policyholder Dies Within the Contestability Period?
What is a life insurance contestability period? If the life insurance policy holder dies within the contestability period, the life insurance company will investigate whether the insured provided accurate information...Read More >>