As we face challenges due to the Coronavirus (COVID-19) please follow the the recommendations of the CDC and your local medical community. I am available to my clients and new clients by phone, email, teleconferencing and if necessary and safe, in person meetings. The best way to contact me is direct email: Stay well and help others in need.

Has Your Insurance Company Denied
Your Disability Claim?

Whether an insurance company, employer, union or other ERISA governed
plan has denied your insurance claim, we can help.

How to Get Long-Term Disability Benefits for Chronic Pain?

Because of chronic pain's subjective nature, proving inability to work when applying for  long-term disability (LTD) benefits can be challenging. The process can be daunting because all pain is subjective. There is no machine, like an x-ray, to objectively prove pain. Having an attorney who has years of experience representing individuals with chronic panic symptoms in the LTD process can be the difference between getting approved or denied. If you have a friend or loved one diagnosed with an illness that is known to cause chronic pain and you want to help, talking to an attorney who knows this area may be of great benefit. 

What is Chronic Pain?

Chronic pain can result from various conditions that last for weeks, months, or years. Pain can be caused by several medical conditions, including arthritis, fibromyalgia, Lyme disease and many others. Acute pain is pain that is sudden and goes away. Chronic pain is pain that is ongoing and usually lasts longer than three or six months or longer.

Some injuries can cause chronic pain—even after the wound has healed—for a prolonged time. Sometimes chronic pain is called complex regional pain syndrome (CRPS). Complex regional pain syndrome is a form of chronic pain that usually affects an arm or a leg. CRPS typically develops after an injury or surgery. In the past it was referred to as Reflex Sympathetic Dystrophy (RSD) Syndrome and the name changed to CRPS. 

When you file a disability claim, you need to be able to demonstrate the extent of your illness and how it impacts your ability to work.  Keeping a daily pain worksheet is one of the ways to help prove your case.  Here’s an easy to use pain tracking worksheet.

What are the effects of chronic pain on your ability to work?

Any type of work can be hampered by chronic pain. With a physical job, chronic pain may make you unable to lift objects or walk around; and with a sedentary job, it can make you unable to sit for extended periods of time.  Persistent pain can distract you throughout an 8-hour workday, causing time spent unproductively.

It might be worthwhile to contact an attorney if you aren’t sure if your chronic pain qualifies you for long-term disability benefits. 

Long-term Disability Benefits

Several employers offer their employees long-term disability insurance (LTD) as part of their employee benefits packages. There are significant differences between Workers’ Compensation benefits and Social Security Disability Insurance benefits and long-term disability benefits offered by employer. 

An experienced LTD attorney retained early in the process can help you get paid. Our team of attorneys and professionals, ERISA lawyers Jonathan M. Feigenbaum, Esquire, can help you with your chronic pain long-term disability claim. Expert opinions have been secured to help show chronic pain and its impact on your life.  For a complimentary consultation to review your claim and see if we can help you to obtain the benefits you are entitled to, contact us here in Boston, MA.

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