Long-Term Disability Attorney in Boston for Health Care Workers
As a frontline healthcare worker, you know you are at risk to exposure to the coronavirus. Frontline health care workers must assume increased risk every day by exposing themselves to COVID-19. They must manage the stress of treating patients in isolation every day. At the same time, some health care workers must worry about securing […]
WHAT CAN YOU DO WHEN A LIFE INSURANCE COMPANY DENIES A CLAIM?
Insurance is vital to a family’s financial health. You buy affordable vehicle insurance and homeowner’s insurance to cover expensive damages or full replacement. Life insurance is a different instrument in that it cannot replace a loved one, but it can help ease significant economic loss to a family. Insurance is different compared with almost every […]
Deadlines Suspended for ERISA Disability Plans Amid COVID-19
Are you filing a claim or appeal for ERISA long term disability plans? You may have heard that submission deadlines have been suspended, allowing a longer period in which you can file your documents. You must know the amended dates, or you could miss out on your claim. Unfortunately, these dates can be a little […]
Red Flags on Your ERISA LTD Application
If you’re unable to work, you may qualify for long-term disability (LTD) benefits under your employer’s Employee Retirement Income Security Act (ERISA) plan. An ERISA LTD plan can provide you with financial security while you cannot work due to a serious medical condition caused by a sickness or injury. Your employer or insurance company should […]
What Happens If A Long Term Care Insurer Denies a Claim for Stay in an Assisted Living or Managed Residential Community (MRC)?
Unfortunately, as the population ages more and more long-term care insurers are denying claims for stays in Assisted Living or Managed Residential Communities. Insurance companies mispriced many long-term care insurance policies because of faulty assumptions. This included lapse rate guesses. What percentage of policyholders would start paying premiums after the first year or a few […]
Does Dementia Qualify for Long Term Disability
If you or a loved one have a dementia diagnosis, you may feel overwhelmed. If you’re trying to plan your future, you may be considering long term disability (LTD) insurance and way to protect yourself and your loved ones. While a dementia diagnosis may qualify you for LTD benefits, it’s not always a simple process. […]
Does Long-Term Care Insurance Cover Alzheimer’s?
Alzheimer’s disease and most other forms of dementia are progressive. As you or your loved one begin to experience greater memory loss and other dementia-related symptoms, you may need to consider a more supportive care environment. Unfortunately, memory care is costly – that’s why many people turn to long-term care insurance. If you’re exploring your […]
Parkinson’s Long-Term Care
If you or someone you love is living with Parkinson’s disease, you’re probably considering your long-term care options. Parkinson’s long-term care needs vary from person to person, but it’s a good idea to be prepared. Many families dealing with Parkinson’s disease have long-term care insurance policies—but that doesn’t mean that the policy covers everything. Sometimes […]
Long-Term Care Benefits: Is LTC Insurance Right for You?
As more people have become aware of just how expensive long-term care can be, they’ve become more proactive in trying to figure out a way to pay for it. And insurance companies have naturally jumped at the chance to sell them long-term care insurance. But while it can help pay the high cost of nursing […]
